# Understanding Rates and Per-Minute Billing

> How CallTuv's pay-as-you-go pricing works - destination rates, how call cost is calculated, and how to check any country's price before calling.

**TL;DR:** Pay-as-you-go in USD: each country has its own per-minute rate (shown before you dial), durations round up to the whole minute, credits never expire, and there's no subscription.

CallTuv is [pay-as-you-go](https://calltuv.com/pay-as-you-go-international-calling): there's no subscription, no monthly fee, and no contract. All pricing is in **USD**. You top up a credit balance, and each call is charged per minute at the destination's rate - never for time you don't use.

## How rates are set

Every destination country has its own per-minute rate, and some destinations price landline and mobile numbers differently. The rate depends on where you're calling **to**, not where you're calling **from** - calling Germany costs the same whether you're in Tel Aviv, London, or New York.

## Check a rate before you call

- Browse or search any country on the [rates page](https://calltuv.com/en/rates).
- In the dialer (web and mobile), just type the number - the exact per-minute rate appears before you press call, including whether the number is a [landline or mobile](/help/3517926-entering-phone-numbers-and-choosing-countries). You don't need any credit to view rates.
- During the call, the live cost is displayed on screen, so there are never surprises.

You can also estimate a longer call in advance with the [call cost calculator](https://calltuv.com/tools/call-cost-calculator).

## How a call is charged

1. When the call connects, per-minute billing starts against your team's credit balance.
2. Durations round **up** to the nearest minute - a call of 1 minute 10 seconds deducts 2 minutes.
3. If the call doesn't connect, you're not charged.

Starting a call requires credit for at least 3 minutes at the destination rate - see [Minimum Balance to Start a Call](/help/6829471-minimum-balance-to-start-a-call). And if the balance can't cover the next minute mid-call, the call ends - [auto top-up](/help/4573082-auto-top-up-never-run-out-of-credit) prevents that.

## Where to see what you've spent

Your [call history](/help/7482016-your-call-history) shows the duration and cost of every call, and the **Balance** page lists all top-ups. Every top-up also gets an invoice sent to your account email - see [Invoices, Receipts, and VAT Details](/help/2085461-invoices-receipts-and-vat-details).