Billing & Credits

Payment Not Going Through at Checkout

Checkout button greyed out, payment stuck, or a card verification code that "doesn't work" - how to get your top-up through.

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Top-ups usually take seconds - when checkout misbehaves, one of these fixes it almost every time.

Button greyed out or nothing happens

  1. Select an amount first. The payment button activates only after you pick a preset or enter a custom amount of at least $5 - see How to Top Up Your Balance.
  2. Try a different browser, or a private/incognito window with extensions and ad-blockers off - blockers sometimes break the checkout. Chrome tends to be the most reliable.
  3. Top up on the web at calltuv.com/balance - the web checkout is the most dependable path, and it accepts major cards, Google Pay, and Apple Pay.

The card's "verification code" doesn't work

That step is your bank's 3-D Secure check - a security confirmation controlled by your bank, not CallTuv. If the code fails or never arrives:

  • Open your banking app - many banks confirm there instead of by SMS.
  • Ask your bank to approve the charge, then retry.
  • Or use a different card / Apple Pay / Google Pay, which often skip the issue entirely.

It normally updates within seconds of payment. If it hasn't, don't retry immediately (to avoid a double charge) - check the Balance page payment history first, then contact us with the payment time and amount; we'll locate it. Also see Where Did My Balance Go? and Refunds for genuine double-charges.

On mobile

The current app takes payment through Stripe, the same as the website, so everything above applies there too - a refused card is refused for the same reasons, and the same fixes work.

Two things specific to the app:

  • If the Continue button does nothing at all, your phone probably lost its connection while the payment screen was opening. Close the screen, check your signal, and open it again.
  • If the payment went through but your balance still looks unchanged after a moment, pull the screen down to refresh, or check Team → Top-up History - the top-up is recorded there as soon as it completes.

Older versions of the app charged through the App Store or Google Play instead. If a purchase fails there, it's between the store and the payment method saved with them. The web checkout above always works as an alternative for team owners.

Frequently asked questions

Why is the top-up button greyed out?
An amount must be selected first - the button activates once you choose a preset or enter a valid custom amount (minimum $5).
The card verification step keeps failing - is that CallTuv?
No - that's your bank's 3-D Secure security check, controlled entirely by your bank. Approve the prompt in your banking app, ask your bank to allow the charge, or try another card.

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If you have any questions, our team is here to assist you.

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